431
431
431
→
→
→
431
431
431
Reporting removed.
Reporting removed.
Reporting removed.
706
706
706
→
→
→
706
706
706
Capital cleared.
Capital cleared.
Capital cleared.
598
598
598
→
→
→
598
598
598
Mortgage cleared.
Mortgage cleared.
Mortgage cleared.
91%
91%
91%
→
→
→
91%
91%
91%
Utilization reset.
Utilization reset.
Utilization reset.
$0
$0
$0
Capacity added.
Capacity added.
Capacity added.
0
0
0
Accounts removed.
Accounts removed.
Accounts removed.
Credit is not the product. Access is.
Credit is not the product. Access is.
Credit is not the product. Access is.
Privately engineered.
Privately engineered.
Private credit advisory for people building leverage.
Private credit advisory for people building leverage.
Private credit advisory for people building leverage.
Confidential strategy. Measurable access.
Confidential strategy. Measurable access.
Confidential strategy. Measurable access.
Hear It From Our Founder
Hear It From Our Founder
Why Traditional Credit Repair Isn’t Enough.
Why Traditional Credit Repair Isn’t Enough.
Why Traditional Credit Repair Isn’t Enough.
Founder Ted Dhanik explains why erase.LA was built differently and how a strategy-first approach has replaced outdated, one-size-fits-all methods.
Founder Ted Dhanik explains why erase.LA was built differently and how a strategy-first approach has replaced outdated, one-size-fits-all methods.
Founder Ted Dhanik explains why erase.LA was built differently and how a strategy-first approach has replaced outdated, one-size-fits-all methods.
This short explanation has generated hundreds of consultation requests because it answers the question every client asks: Why is Erase different?
This short explanation has generated hundreds of consultation requests because it answers the question every client asks: Why is Erase different?
This short explanation has generated hundreds of consultation requests because it answers the question every client asks: Why is Erase different?
Origin
Why We Built Erase
Why We Built Erase
Why We Built Erase
Most credit repair companies rely on the same formula: template letters, automated software, and one-size-fits-all processes. erase.LA was built differently. After helping build LowerMyBills before its sale to Experian, Ted Dhanik saw how sophisticated technology, operational discipline, and scale could transform an industry. It raised a simple question: why was credit repair still operating on outdated methods? erase was built to answer that question. We assembled a team with deep experience in credit bureau dispute operations, credit reporting systems, and case management. Over more than 20 years, we developed a process shaped by strategy, technology, and disciplined execution — not generic templates. Every client receives a custom approach built around their credit profile, financial goals, and desired outcome.
Most credit repair companies rely on the same formula: template letters, automated software, and one-size-fits-all processes. erase.LA was built differently. After helping build LowerMyBills before its sale to Experian, Ted Dhanik saw how sophisticated technology, operational discipline, and scale could transform an industry. It raised a simple question: why was credit repair still operating on outdated methods? erase was built to answer that question. We assembled a team with deep experience in credit bureau dispute operations, credit reporting systems, and case management. Over more than 20 years, we developed a process shaped by strategy, technology, and disciplined execution — not generic templates. Every client receives a custom approach built around their credit profile, financial goals, and desired outcome.
Most credit repair companies rely on the same formula: template letters, automated software, and one-size-fits-all processes. erase.LA was built differently. After helping build LowerMyBills before its sale to Experian, Ted Dhanik saw how sophisticated technology, operational discipline, and scale could transform an industry. It raised a simple question: why was credit repair still operating on outdated methods? erase was built to answer that question. We assembled a team with deep experience in credit bureau dispute operations, credit reporting systems, and case management. Over more than 20 years, we developed a process shaped by strategy, technology, and disciplined execution — not generic templates. Every client receives a custom approach built around their credit profile, financial goals, and desired outcome.
erase.LA was not created to send more dispute letters. It was created to build better outcomes.
erase.LA was not created to send more dispute letters. It was created to build better outcomes.
erase.LA was not created to send more dispute letters. It was created to build better outcomes.
Private intelligence for capital readiness.
Private intelligence for capital readiness.
Private intelligence for capital readiness.
PRIVATE INTELLIGENCE
Score
Before
360
360
360
After
431
431
431
Score
Before
680
680
After
712
712
Score
Before
680
After
712
Score
Before
Before
660
660
660
After
After
706
706
706
Reporting
0
0
Utilization
91% →
91% →
91% →
100%
100%
Capacity
$0+
$0+
Capital
Cleared
Cleared
Mortgage
Cleared
Cleared
High Limit
Added
Added
Client Goals
Client Goals
Why Clients Come to Erase
Why Clients Come to Erase
Why Clients Come to Erase
Every client has a different goal. Our job is to build the strategy that helps you achieve it.
Every client has a different goal. Our job is to build the strategy that helps you achieve it.
Every client has a different goal. Our job is to build the strategy that helps you achieve it.
Qualify for a Mortgage
Position your profile for lender review.
Remove Negative Accounts
Address adverse reporting with precision.
Increase Credit Limits
Create capacity through stronger structure.
Build Business Credit
Separate business readiness from personal strain.
Purchase a Vehicle
Improve approval posture before you apply.
Lower Interest Rates
Strengthen the profile behind the terms.
Secure Business Financing
Prepare credit for capital conversations.
Optimize Existing Credit
Refine what already exists into leverage.
Improve Approval Odds
Reduce friction before lender review.
Protect Long-Term Credit Health
Build a profile designed to endure.
Meet Ted Dhanik
Meet Ted Dhanik
Meet Ted Dhanik
Entrepreneur. Investor. Private Credit Strategist.
Entrepreneur. Investor. Private Credit Strategist.
Entrepreneur. Investor. Private Credit Strategist.
As Myspace’s VP of Fun, Ted Dhanik helped shape strategic marketing through its launch, rise, News Corp acquisition, and global scale. At LowerMyBills, his business development team helped scale revenue beyond $1.5M per day before its sale to Experian. He later took engageBDR public through an oversubscribed IPO and co-founded LottoGopher, taking it public through an IPO and later selling it.
As Myspace’s VP of Fun, Ted Dhanik helped shape strategic marketing through its launch, rise, News Corp acquisition, and global scale. At LowerMyBills, his business development team helped scale revenue beyond $1.5M per day before its sale to Experian. He later took engageBDR public through an oversubscribed IPO and co-founded LottoGopher, taking it public through an IPO and later selling it.
As Myspace’s VP of Fun, Ted Dhanik helped shape strategic marketing through its launch, rise, News Corp acquisition, and global scale. At LowerMyBills, his business development team helped scale revenue beyond $1.5M per day before its sale to Experian. He later took engageBDR public through an oversubscribed IPO and co-founded LottoGopher, taking it public through an IPO and later selling it.
“Credit is leverage. The work is making it invisible until it matters.”
“Credit is leverage. The work is making it invisible until it matters.”
“Credit is leverage. The work is making it invisible until it matters.”
Private Review
Clarity Before You Apply
Clarity Before You Apply
Clarity Before You Apply
How long does the process take?
What is required from me to get started?
Does anything removed ever come back?
Do you work with clients in every state?
What does it cost?
Do you offer payment plans?
Can you work on only a few accounts?
My credit is good, but I’m maxed out. Can you help?
Do you work with creators and public figures?
Is my information confidential?